Many Russians have money problems. This is not surprising: in a crisis situation, the most common reaction is to live alone during the day. That is why the bulk of workers live paycheck to paycheck. What to do if free money in the form of savings still appeared, but you don’t want to waste it.
Contribution to self-development
The safest investment is investing in yourself. Health, education, picture of the world - these categories are priceless, but surprisingly, all this can be obtained completely free of charge or at a substantial discount.
Note that this is not a waste of money. A healthy spine, which you can straighten and strengthen in three months of yoga, will keep you 5-10 years old and live these years much more efficiently, with a large supply of activity. Such training is especially useful for girls. The price of the issue is only 5-8 thousand rubles. But you must admit that it is much more pleasant and profitable if you spend the same three months on taking expensive and bitter medicines. In addition, playing sports will give you a huge burst of energy - the money will pay off almost immediately.
As far as education is concerned, it is never too late to receive it. Having retired, for example, for photography courses and buying a good camera (this will take from 30 to 100 thousand rubles), you will discover new horizons of possibilities. Firstly, such a thing, if everything is arranged correctly, can bring good money in a short time. And secondly, you will do what you like, and you yourself will not notice how you will become a welcome guest at many parties, meet new bright people.
One of the simplest ways to get an education is through books and information products.
Investing in efficiency
Many have heard the expression "one head is good, two is better." But few for some reason want to use hired labor, increasing their personal efficiency. Meanwhile, these days it has become quite a simple and inexpensive pleasure. On remote worker exchanges such as Free-lance, freelansim.ru, you can find hundreds of qualified people who want to get interesting jobs and make some money. Well, they can be delegated most of the main work.
Wherever you want to spend your savings, remember, money should work for you, be an asset, bringing you new income. Therefore, think carefully before deciding where your finances will go.
Let's see how it works. For example, you are a programmer and your boss asks you to write a small script. Without thinking twice, you draw up a task in the form of a clear technical assignment on one of the exchanges, set a small price, choose an executor and take a break from routine work.
Thus, most of the work with texts and calling clients can be safely entrusted to freelancers, freeing up your time and energy for your favorite things and loved ones.